Legal
Effective 2026

Terms of Service

These terms govern your use of the Platinum Financial Intelligence Center™, an AI-powered financial intelligence platform delivered through the Financial Intelligence OS™ and operated by Platinum Credit Group, LLC.

CROA & FCRA compliant
No advance success fees
Plain-English terms

Executive Summary

Plain-English overview

  • Platinum is a financial intelligence platform — analysis, education, and strategy first. Execution services are optional recommendations.
  • You engage with the Platinum Financial Intelligence Center™; your contracting entity is Platinum Credit Group, LLC.
  • You are never charged advance success fees for regulated services, and you may cancel any engagement per the terms below.
  • We do not sell your data and never guarantee specific credit outcomes.

How the Platform Works

Your Financial Intelligence Journey™

These Terms apply across every stage. Individual execution services may add their own service-specific agreements.

  1. Step 1

    Financial Intelligence Review™

    Free AI snapshot

  2. Step 2

    Executive Financial Intelligence Audit™

    FCI™ recommendation

  3. Step 3

    Mission Strategy™

    Executive playbook

  4. Step 4

    Recommended Execution Services™

    Restoration, business credit, more

  5. Step 5

    Ongoing Mission Tracking™

    Membership cadence

Credit Restoration Services™ is one of several Recommended Execution Services™ — activated only when your Financial Intelligence Audit™ indicates it fits your file. You are never required to enroll.

Full Terms

Detailed Terms of Service

Questions about these Terms?

Contact our compliance team at admin@platinumcreditgroup.com. For regulated services, see the Member Services Agreement and the Compliance Disclosures.

Platinum Credit Group, LLC

Operator of the Platinum Financial Intelligence Center™, powered by Financial Intelligence OS™.

463 Main St, Ste 1R #2012, Little Falls, NJ 07424 · admin@platinumcreditgroup.com