Investment Decision Center
Solutions & Investment
Every financial profile is unique. Your Platinum Financial Intelligence Audit™ helps determine which service path best aligns with your reporting complexity, financial goals, and overall profile.
Powered by Platinum Intelligence™ Decision Engine v1.0
Step One · Foundation
Platinum Financial Intelligence Audit™
Our AI-powered Financial Intelligence Audit provides a comprehensive review of your financial profile, reporting patterns, funding readiness, identity consistency, and financial opportunities.
Your completed audit becomes the Financial Intelligence Profile that Platinum Intelligence™ uses for every recommendation across the platform.
Begin My Financial Intelligence ReviewInvestment disclosed after eligibility review
Reporting complexity analysis
Tri-bureau pattern review with severity scoring.
Identity & consistency review
Discrepancies across bureaus flagged automatically.
AI-generated recommendation
Platinum Intelligence™ matches your profile to a service path.
Financial Intelligence Audits
Choose the Level of Intelligence You Need
Three levels of clarity — from a free awareness snapshot, to a full diagnostic analysis, to an executive strategy case file. Each level differs in analytical depth, scope of review, and planning horizon. None of them guarantee removal, correction, approval, or a specific score outcome.
Awareness
Free Financial Snapshot
Upload your credit report to receive a preview snapshot with 3 Intelligence Metrics™ and top recommendations.
Best for
- ›Initial awareness
- ›High-level report observations
- ›Basic readiness direction
- ›Understanding whether deeper analysis may be useful
What's included
- Financial Intelligence Snapshot PDF
- 3 Intelligence Metrics™ preview
- Top strategic recommendations
- Funding readiness indicator
Does not include account-level findings, lender simulations, human analyst review, or a prioritized action plan.
Diagnosis
Financial Intelligence Analysis
The Doctor's Report — 12 Intelligence Metrics™, executive summary, and lender-grade simulations across your full profile.
Best for
- ›Detailed report analysis
- ›Account-level findings
- ›Identification of material risks and opportunities
- ›Mission-focused recommendations
- ›Prioritized action planning
- ›A clearer explanation of what may require additional service
What's included
- 12 Intelligence Metrics™
- Executive summary & findings
- Basic lender simulations
- Priority strategic recommendations
- Full branded PDF deliverable
Human review: findings are AI-generated and reviewed by a Platinum analyst before delivery when the engine flags low parsing confidence or a compliance-sensitive finding. Strategic consultation is not included at this level.
Strategy
Executive Financial Intelligence Case File
The Executive Blueprint — deeper strategic scope: multi-objective scenario modeling, an extended review pass, and a longer-term roadmap.
Best for
- ›Complex financial profiles
- ›Multiple financing objectives
- ›Executive-level planning
- ›Deeper scenario analysis
- ›Longer-term roadmaps
- ›Enhanced professional review, where included
What's included
- Full Underwriting Intelligence Engine™
- 16 lender-grade scenario simulations
- Funding Matrix & Scenario Modeling
- Complete strategic roadmap
- Priority admin-reviewed delivery
This tier is defined by added strategic depth, scenario breadth, and review — not simply by additional pages. It is not legal, tax, or investment advice, and no outcome is guaranteed.
AI Recommended Solutions
After Your Audit Is Complete
Once your Platinum Financial Intelligence Audit™ has been completed, Platinum Intelligence™ evaluates your overall financial profile and recommends the most appropriate service path. Clients do not need to guess which service they need — recommendations are generated using AI analysis combined with our Financial Intelligence methodology.
Understand How Individual Account Resolution Pricing Works
Every credit profile is different. Some consumers may have one account requiring focused review, while others may have several accounts involving different creditors, collectors, reporting issues, documentation needs, and resolution strategies.
The pricing tool below allows you to explore how individual service costs may accumulate based on the type and number of items selected. It is designed to provide general price-range awareness — not a final diagnosis, invoice, or guarantee that every selected item requires paid resolution.
Your actual recommendations should be based on your uploaded report, Financial Intelligence findings, supporting documentation, selected objectives, and the services you authorize.
More reported items do not automatically mean every item should be challenged or purchased as a service. Platinum Credit Group should first determine which items are relevant, supportable, actionable, and connected to your financial mission.
Credit Restoration Program™
Designed for clients whose financial profiles contain multiple reporting issues requiring ongoing professional review and support.
- Continuous Professional Review
- Mission Dashboard™
- AI Financial Assistant
- Priority Review Cycles
- Ongoing Strategy Guidance
- Professional Case Management
Individual Account Resolution Pricing Explorer™
Explore potential pricing based on example account types and quantities.
Ideal for clients who have a limited number of isolated reporting concerns and prefer individual service pricing.
Example Selected Items · Educational Pricing Preview
Collections
$75 per item
What this category means
Meaning: A debt reported by a collection agency or debt buyer, often after the original creditor closed or sold the account.
Service may involve: Reviewing how the account is reported, verifying ownership, balance, dates and status, and pursuing an appropriate reporting review where the record appears inaccurate or unverifiable.
Documentation that may be needed: Payment records, settlement or payoff letters, correspondence from the collector, identity documents.
The presence of this item does not by itself establish an error. Deletion or correction cannot be guaranteed, and Platinum Credit Group will not recommend unsupported disputes.
Late Payments
$50 per item
What this category means
Meaning: A payment history entry indicating a payment was reported 30 or more days past due.
Service may involve: Reviewing the payment history grid across bureaus for internal conflicts or reporting errors and preparing a documented investigation request where supported.
Documentation that may be needed: Bank or statement records showing payment dates, hardship or forbearance agreements, servicer correspondence.
The presence of this item does not by itself establish an error. Deletion or correction cannot be guaranteed, and Platinum Credit Group will not recommend unsupported disputes.
Personal Information
$15 per item
What this category means
Meaning: Names, addresses, employers, or dates of birth reported on your file that are inaccurate, outdated, or not yours.
Service may involve: Reconciling identity fields across all bureaus and requesting correction of inaccurate or mixed identifiers.
Documentation that may be needed: Government identification, proof of current address, Social Security documentation.
The presence of this item does not by itself establish an error. Deletion or correction cannot be guaranteed, and Platinum Credit Group will not recommend unsupported disputes.
Judgments
$225 per item
What this category means
Meaning: A civil court decision reported on your file, or reported by a furnisher as connected to a court action.
Service may involve: Verifying whether the record is properly reportable, matched to you, and accurately dated, and requesting review where it is not.
Documentation that may be needed: Court docket records, satisfaction or vacatur orders, identity documents.
The presence of this item does not by itself establish an error. Deletion or correction cannot be guaranteed, and Platinum Credit Group will not recommend unsupported disputes.
Child Support Reporting Review
$175 per item
What this category means
Meaning: Child-support-related reporting, which is governed by specific state and agency procedures.
Service may involve: Reviewing how the obligation is reported and coordinating a documented reporting review with the furnisher or agency where appropriate.
Documentation that may be needed: Court or agency orders, payment ledgers from the state disbursement unit.
The presence of this item does not by itself establish an error. Deletion or correction cannot be guaranteed, and Platinum Credit Group will not recommend unsupported disputes.
Repossessions
$175 per item
What this category means
Meaning: A secured account, typically an auto loan, reported as voluntarily or involuntarily repossessed.
Service may involve: Reviewing balance, deficiency, status and date reporting for accuracy and consistency, and requesting review where the record appears unsupportable.
Documentation that may be needed: Loan agreement, notice of repossession or sale, deficiency statements, payment history.
The presence of this item does not by itself establish an error. Deletion or correction cannot be guaranteed, and Platinum Credit Group will not recommend unsupported disputes.
Illustrative service estimate · potential price range
Illustrative estimate only. Your actual service recommendations and pricing may be lower, higher, or unnecessary depending on the report findings, documentation, applicable law, account status, complexity, and selected scope of work. Once you are signed in and your uploaded report has been analyzed, this becomes a Preliminary Personalized Estimate based on your Report-Based Service Estimate and the Selected Resolution Scope you authorize.
Example Scenario — Not Based on a Client Report
› Why Can the Total Increase?
Individual Account Resolution is priced by the selected scope of work rather than by a single monthly fee. A report containing multiple potentially actionable items may require separate analysis, documentation, communication, tracking, and resolution workflows.
A higher displayed total generally reflects more selected work — not a promise that every selected account can or should be removed.
Before proceeding, clients should be shown:
- ›Which items were identified
- ›Why each item may matter
- ›Whether the issue appears factual, procedural, identity-related, or documentation-dependent
- ›How the item may affect the client's stated financial mission
- ›The proposed service for that item
- ›The cost of that service
- ›Available alternatives
- ›The total authorized scope
Clients must be able to remove optional items before checkout and should never be forced to purchase every item identified in a report.
Compare Your Options
Individual Account Resolution
$925
Illustrative example estimate
- • One-Time Professional Services
- • Case-by-case per-item review
- • No ongoing subscription
Credit Restoration Program™
$99/mo
Breaks even with IAR at ~9 months
- • Continuous Professional Support
- • Mission Dashboard™
- • AI Financial Assistant™
- • Priority Reviews
- • Financial Strategy Guidance
Why This Recommendation?
Example Scenario — Not Based on a Client ReportCredit Restoration™ — $99/month
Reasoning
- ›File complexity 55 meets the threshold for ongoing professional review (55+).
- ›AI Confidence: 35 — How confident the engine is in this decision, based on the depth of profile data available.
Benefits
- Ongoing professional review across bureaus.
- Continuous coordination as your file evolves.
Considerations
- ›Ongoing engagement is appropriate when file complexity indicates sustained work.
Recommendations are educational and based on the profile signals provided. Outcomes vary and are never guaranteed. Regulated services require a separate written agreement.
Global disclosure
Platinum Credit Group provides educational services, financial organization tools, coaching, and technology-assisted workflow support designed to help consumers better understand and organize their financial situations.
We are not a law firm, do not provide legal advice or legal representation, and do not prepare or file bankruptcy petitions. Nothing on this website should be interpreted as legal advice, financial guarantees, or promises of specific outcomes. Individual circumstances vary.
Consumers should consult a licensed attorney regarding legal rights, bankruptcy eligibility, legal strategy, and court filings. Where appropriate, Platinum Credit Group may provide access to independent attorney referral resources; participating attorneys are independent professionals and not employees, agents, or representatives of Platinum Credit Group. Attorney selection remains solely the client's decision.